2828 Forest Ln Ste 2300
Insurance For Dry Cleaning Businesses
When a customer drops off their clothes to you for cleaning it is often times a simple wash. Other times, you are taking care of something they cherish like a wedding dress. Regardless of what type of item you’re servicing for them, they trust your business to take care of their clothes. You can help protect them and yourself with an insurance policy that is custom tailored for laundromat and dry cleaning businesses.
Laundromats and Dry Cleaners coverage
Coverages available for laundromats and dry cleaners include:
General Liability provides coverage in the event of a customer’s injury, such as slip and falls from a puddle of water in your laundromat. Coverage would help pay for medical bills, attorney fees and more.
Commercial Property covers washing machines, dryers, dry cleaning equipment, point-of-sales systems, among many others. This coverage will help either fix or replace the item if the item was damaged due to theft, vandalism, fire and others.
Additionally, other important coverages are available under Commercial Property for laundromats and dry cleaners:
- Business Income, also known as business interruption insurance, provides reimbursement for loss of income and extra expenses due to a covered loss.
- Equipment Breakdown, also known as boiler and machinery coverage, gives coverage to replace or repair a non-functioning equipment that dry cleaners and laundromats so heavily depend on.
- Bailees coverage provides coverage for customers property that are damaged while in your care, custody, or control. This coverage is especially important for dry cleaners or full-service laundromats that are entrusted with their customers items.
Workers Compensation may be required by law depending on which State your business resides. Workers compensation provides coverage for your employees for work-related injuries they may sustain.
Pollution Liability may be required depending on the type of solvents and chemicals used in the business.
Commercial Auto insurance covers delivery vans and services offered by your business.
Find the right solution for your Dry Cleaner and Laundromat
Protecting your investment and assets from potential property damage and lawsuits will help your business thrive.
Call an agent in our Dallas office to discuss the different commercial insurance options that are available to your dry cleaning business. With our experience and expertise in this industry, we can help you find the right coverage and pricing for your situation.