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Many purchase insurance without properly understanding the process of a claim. Most reasons being to simply comply with their banks loans or purchase a car. However, this can lead to experiencing problems   when they actually get into an accident. Frustration rises as they try to solve the unfamiliar issues based on their expectations rather than […]

Car accidents not only result in increased auto insurance premium but also affect the life of you and your family members. In this article we’ll be taking a closer look at the leading causes of car accidents and how to prevent them. Among the various causes of auto accidents, the 3 major dangers that are […]

Except for a few states including Texas, most states require employers to have Workers Comp by law. Some states exempt businesses with less than 3 or 5 employees are from obtaining Workers Compensation. An insurance agent will be able to provide more detail on the specific guidelines of your state. Workers Comp is regulated on […]

Although auto insurance is mandatory, there are cases where you get into an accident with an uninsured driver. A coverage that can protect you from such situations is Uninsured Motorist Coverage (UM) and Underinsured Motorist Coverage (UIM). This coverage not only protects you from accidents where the other driver doesn’t have liability insurance but also […]

The economy is gradually recovering from the pandemic, but there are still many business owners that are facing difficulties. This is due to the fact that other than sales; businesses are still exposed to various types of property and liability risks. In fact, these risks can be more threatening than losses from poor sales. What […]