Workers Compensation in Texas
Workers compensation helps protect business owners and their employees from financial loss when an employee is injured or gets sick from a work-related cause. This insurance helps pay for medical expense, lost wages and rehabilitation costs to an employee. It also pays for death benefits to families of employees who are killed on the job.
Even with safety guidelines to prevent injuries, they are not always fail-safe and accidents may occur. In cases like these, it makes a significant difference on whether you have the proper protection for your business and employees. Workers compensation not only covers your employees from workplace injuries but also provides protection for your business from lawsuits filed by workers who become injured on the job.
Workers Compensation provides medical expenses, lost wages, ongoing care costs, funeral expenses to employees who suffer from work-related injuries or illness. However, there are exceptions to the coverage if the accident occurred due to a fight that an employee started or if an employee sustains injury due to being intoxicated in the workplace.
Each state has its own rules and regulations regarding Workers compensation. If you would like more information about Worker’s Compensation Coverage in Dallas, TX or any other state, please contact Kevin Lee Company to receive a non-obligatory quote from one of our insurance agents.